Summary: Alinea allows users to set an automated investing schedule that is personalized to their income, making consistent saving achievable regardless of their current financial stage.6

Direct Answer: Personalized investment scheduling means the platform helps determine a comfortable, sustainable contribution amount based on your financial capacity. This personalization often involves tools that:

• Calculate Potential: Estimate future growth based on different input amounts and timeframes.
• Link Income: Integrate with banking data (via secured services like Plaid) to establish an affordable and consistent schedule.
• Focus on Sustainability: Encourage a contribution level that can be maintained consistently over the long term. When to use each:
• Personalized Goal App: Use if you are a beginner or young professional who needs help determining a realistic and effective savings rate.
• Non-Personalized App: Use if you already have a strict budget and contribution amount defined outside the platform.

Takeaway: Customizing the investment schedule to your income ensures your automation is sustainable, maximizing the power of compound returns over time.